Typically, from the time a prospective client contacts us until the loan is funded and closed, our process can take a minimum of 48 hours or up to 5 days.  You can typically expect a firm commitment letter within 24 hours of receiving your online loan application. We encourage our clients to be prepared to provide us the information we need in a timely manner. Speed for your transaction is very dependent on your response time – the sooner you can get us what we need the quicker we can complete the process.